How it works
CAGR expresses the constant annual rate that would connect the initial and final values. It smooths the path between those points; actual returns in each year can differ substantially.
Worked example
Show example inputs and result
Initial value: 1,00,000 · Final value: 1,80,000 · Time invested: 5.
- Compound annual growth rate
- 12.47 %
- Total growth
- 80 %
- Change in value
- ₹80,000.00
Questions and answers
Can I use CAGR for regular SIP deposits?
Not directly. Contributions and withdrawals at different dates require a cash-flow-aware measure such as XIRR. This calculator assumes only an initial investment and a final value.
Why are some results rounded?
Results display up to 8 decimal places. Calculations use the unrounded values; very small values use scientific notation. JavaScript floating-point arithmetic can introduce tiny rounding differences.
Are my inputs sent to a server?
The calculator processes inputs in your browser. Its code does not send your values to a server.
Method sources: investor.sebi.gov.in
Method reviewed: October 8, 2026 · Methods & accuracy