How it works
Operating cash available for debt service is divided by principal and interest due in the same period. This form solves for cash available for debt service (same currency); enter the known quantities in Coverage ratio, Period principal repayment (same currency), Period interest payment (same currency).
Inputs and units
| Input | Example value | What to enter |
|---|---|---|
| Coverage ratio | 2 x | Formula symbol: coverage. Required unit: x. Must be greater than zero. |
| Period principal repayment (same currency) | 4,000 | Formula symbol: principal. Enter a numeric value. Use a non-negative value. |
| Period interest payment (same currency) | 1,000 | Formula symbol: interest. Enter a numeric value. Must be greater than zero. |
Worked example
Show example inputs and results
This example is generated by the same calculation engine using the starting values in the form. Your own inputs produce your own result.
- Coverage ratio
- 2 x
- Period principal repayment (same currency)
- 4,000
- Period interest payment (same currency)
- 1,000
Complete example results
- Cash available for debt service (same currency)
- 10,000
Reading the result
The result solves for cash available for debt service (same currency) from the entered quantities. Check the result unit and the formula conditions before using it.
Questions and answers
Can I use the example values for my own calculation?
The example values illustrate the calculation. Replace every input with your own information, especially dates, rates and the selected operation.
When can I use the cash available for debt service (same currency) result?
Cash definition and payment period must match. This input-based ratio is not a covenant decision or repayment guarantee; unentered balloon payments are excluded. All monetary inputs must use the same currency; currency conversion, tax and automatic fees are excluded. The source explains principal plus interest in debt service and comparison with operating amounts from the same period. You define this tool’s cash input; the source’s specific property-income calculation is not applied automatically.
Why are some results rounded?
Results display up to 8 decimal places. Calculations use the unrounded values; very small values use scientific notation. JavaScript floating-point arithmetic can introduce tiny rounding differences.
Are my inputs sent to a server?
The calculator processes inputs in your browser. Its code does not send your values to a server.
Method sources: occ.ustreas.gov